Apply for Homeownership

Application Process

Saginaw-Shiawassee Habitat for Humanity is currently accepting applications for Homeownership.  We hold application meetings monthly, the first Wednesday of the month at 5pm.  To register please call (989) 753-5200 x500.  Please provide your full name, address, phone number and email address.

Step 1: Attend an Application Meeting (please note that due to Covid-19 these meetings may be done individually via phone or zoom.  Arrangements will be made when you register). 

Step 2. Complete Program Application (can take 2-3 weeks to complete)

The Application Process also includes:

  • Credit Check
  • Criminal and Sexual Offender Background Check
  • Verification of Rental History
  • Verification of Income & Assets
  • Partner Selection Committee Review for Board Approval

Step 3: Board of Directors Approval

Board meets monthly to approve prospective homebuyers to the Home Ownership Program.

After Approval

Step 1:  Sweat Equity Hours (250-400 hours)

Each adult over the age of 21 must complete Sweat Equity that can include:

  • 125 hours of construction
  • 25 hours of classes and meetings
  • 100 Sweat Equity hours may be earned through other volunteer opportunities in the ReStore or your community

Step 2: Homeowner Education Classes

Prospective Habitat homeowners are to complete all required homeowner training sessions prior to closing on their home. Topics include financial management and budgeting, home maintenance, and financial and legal aspects of homeownership.