Saginaw-Shiawassee Habitat for Humanity is currently accepting applications for homeownership. Please follow the instructions below to complete your application.
Step 1: Contact Tamekia Bell
Manager of Housing Counseling & Homeownership
(989) 753-5200, ext. 224
Step 2: Complete Pre-Assessment
The Pre-Assessment will determine if you are ready for homeownership now, or if you will need to prepare to apply by working with a housing counselor to improve your financial picture so you can qualify for a mortgage.
Step 3: Board of Directors Approval
Once the applicant has improved his/her/their credit, the household is then ready for approval by the Board of Directors.
Sweat Equity Hours (after Board approval)
Households with one adult will complete 250 hours of sweat equity. Households with two adults complete 400 hours of sweat equity. The hours will be met through participating in Housing Counseling, Housing Education, Home Maintenance classes and meetings, as well as contributing hours to the construction or rehab of a home.