Do you qualify for a Saginaw-Shiawassee Habitat for Humanity House?
You live in a house or apartment
- That needs too many major repairs.
- That is cost you too much in electrical and/or gas utilities.
- That is overcrowded.
- That requires 40% or more of your income for rent & utilities.
You and your family
- Earns enough money to repay a zero-interest or low-interest 15- to 30-year, affordable loan.
- Do not earn enough money for a standard loan through a bank or credit union.
- Have good or repairable credit.
- Your household income falls within the correct chart below for your family size.
We are not currently selling houses in Shiawassee County, but will talk with you if you have an interest in purchasing in Shiawassee County.
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Use this chart if you want to LIVE IN THE CITY OF SAGINAW |
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Number in family |
Minimum GROSS Total Yearly Income |
Maximum GROSS Total Yearly Income |
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1 |
$13,200.00 | $35,200.00 |
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2 |
$15,075.00 | $40,200.00 |
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3 |
$16,969.00 | $45,250.00 |
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4 |
$18,843.75 | $50,250.00 |
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5 |
$20,632.50 | $54,300.00 |
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6 |
$21,862.50 | $58,300.00 |
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7 |
$23,380.25 | $62,350.00 |
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8 |
$24,881.25 | $66,350.00 |
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Use this chart if you want to LIVE IN A RURAL AREA OF SAGINAW COUNTY |
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Number in family |
Minimum GROSS Total Yearly Income |
Maximum GROSS Total Yearly Income |
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1 |
$12,337.50 | $32,900.00 |
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2 |
$14,100.00 | $37,600.00 |
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3 |
$15,862.50 | $42,300.00 |
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4 |
$17,606.50 | $46,950.00 |
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5 |
$19,031.50 | $50,750.00 |
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6 |
$20,437.50 | $54,500.00 |
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7 |
$21,843.75 | $58,250.00 |
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8 |
$23,250.00 | $62,000.00 |
I meet the criteria. What is next?
- If you meet the criteria, you need to call the office 989-753-5200 x224
Applicants are reviewed
- Applicants are reviewed each month by a Family Selection Committee. Applicants are selected based on their need, ability to make a mortgage payment and willingness to work on your home and the homes of others.
I have been selected as a Partner Family. What is next?
- Please go to From Partner Family to Homeowner