Available Grants for Home Repair

Each year, Saginaw-Shiawassee Habitat for Humanity applies for grant funds to support critical home repair requests and  home preservation requests for homeowners, as well as separate grants for military veteran homeowners. Wondering what is the right program for you? Please do not hesitate to reach out to our office at 989-753-5200 x 210. See the charts below to see if you fall within the correct income limits.

A huge thanks to our grant sponsors below who make this all possible!

                      

 

 

If you live in Saginaw or Shiawassee County, the following grants are available:

 

Neighborhood Impact Program: Up to $7,500 per qualifying household for critical repairs such as windows, doors, roof, exterior doors, ramps, furnace/ac, water heater or insulation. All those listed on the title must live in the house.

Accessibility Modifications Program: This program gives up to $15,000 for handicap accessibility issues in a house, such as replacing tubs with no step or low-step showers, taller toilets, ramps, widening doors, etc.

Veterans Repair Program: Up to $15,000 per qualifying veteran household for critical repairs such as windows, roof, siding, insulation, exterior doors, bathrooms, damaged floors where there is a safety hazard, basement waterproofing, etc. The veteran does not need to be the homeowner but must live in the house.

Senior Repairs: Individuals/families 62 or older may also qualify for an additional grant if living in a rural area. Please see the income chart below for USDA grants.

Please use the income charts below for the above grants.

Shiawassee County

 

Maximum Household Income 1 person household 2 3 4 5 6 7 8
 Highest Gross Income per household  31,600.00  36,100.00  40,600.00  45,100.00 48,750.00  52,350.00  55,950.00  59,550.00

 

Saginaw County

Maximum Household Income 1 person household 2 3 4 5 6 7 8
 Highest Gross Income per household  32,100.00  36,700.00  41,300.00  45,850.00  49,550.00  53,200.00  56,900.00  60,550.00

 

USDA 504/Direct: This program gives up to $7500 per qualifying senior household (defined as 62 years old and older) who lives in a rural area. They give it only once per household. The senior(s) must be the homeowner and occupy the house and be unable to obtain credit elsewhere.

Shiawassee County

Maximum Household Income
1 person household 2 3 4
Highest Gross Income per household $32,600.00 $37,250.00 $41,900.00 $46,550.00

 

Saginaw County

Maximum Household Income 1 person household 2 3 4
Highest Gross Income per household $31,250.00 $35,700.00 $45,200.00 $44,650.00

 

Neighborhood Revitalization Grant (from Consumers Energy and MSHDA): up to $5,000 ($5,500 if roof repair) for the most serious and critical repairs needed for the home.

Maximum Household Income 1 person household 2 3 4 5 6 7 8
 Saginaw County  23,362.50  26,700  30,037.50  33,375  36,075  38,737.50  41,400  44,062.50
 Shiawassee County 22,200 25,350 28,537.50 31,687.50 34,237.50 36,787.50 39,300 41,850

 

Department of Health and Human Services (DHHS): If the household has an active DHHS case because they receive SSI, SSDI or cash assistance, they can access up to $4,000 per family group, up to $2,000 for emergency repairs for water heater, electrical, roof. Case study is required.

 

Consumers Energy—Helping Neighbors Program: Energy improvements can be completed at no cost to homeowner or renter. The family does not have to own the home.

Shiawassee County

Income Limits
1 person household 2 3 4 5 6 7 8
 Highest Gross Income per household 23,760 32,040  40,320  48,600  56,880  65,160  73,460  81,780

 

Saginaw County

Income Limits
1 person household 2 3 4 5 6 7 8
 Highest Gross Income per household 23,760 32,040 40,320  48,600 56,880  65,160  73,460  81,780

 

 PenFed Critical Home Repair Veterans Grant: Up to $12,500 per qualifying veteran households and $15,000 for combat veterans (there is an eligible list of combat zones) for critical repairs. Veteran must have serve in the military (including National Guard that deployed) and been honorably discharged. The veteran must own and occupy the home and have lived there for more than 30 days. Veteran widows/widowers are eligible.

Income Limits
1 person household 2 3 4 5 6 7 8
 Highest Gross Income per household 31,150 35,600 40,050 44,500 48,100 51,650 55,200 58,750