Do you qualify for a Saginaw-Shiawassee Habitat for Humanity House?

  • You live in a rented house or apartment…
    • That needs too many major repairs.
    • That is overcrowded.
    • That requires 40% or more of your income for rent & utilities.
  • You and your family…
    • Earns enough money to repay a zero-interest or low-interest 15- to 30-year affordable loan.
    • Do not earn enough money for a standard loan through a bank or credit union.
    • Have good or repairable credit. We can help you repair your credit.
    • Your household income falls within the correct chart below for your family size.

We are not currently selling houses in Shiawassee County.

Use this chart if you want to:

LIVE IN THE CITY OF SAGINAW OR SAGINAW TOWNSHIP

Number in family

Minimum GROSS Total Yearly Income

Maximum GROSS Total Yearly Income

1 person $11,681 $38,937
2 person $13,350 $44,500
3 person $15,018 $50,062
4 person $16,687 $55,625
5 person $18,037 $60,125
6 person $19,368 $64,562
7 person $20,700 $69,000
8 person $22,031 $73,437

 

Use this chart if you want to:

LIVE IN A RURAL AREA OF SAGINAW COUNTY

Number in family

Minimum GROSS Total Yearly Income

Maximum GROSS Total Yearly Income

1 person $19,500 $31,250
2 person $22,300 $35,700
3 person $25,100 $40,200
4 person $27,900 $44,650
5 person $30,100 $48,200
6 person $32,350 $51,800
7 person $34,550 $55,350
8 person $36,800 $58,950

 

I meet the criteria. What is next?

  • If you meet the criteria, you can call our office for more information, or fill out an application which is found here and below. Call us at (989) 753-5200 ext. 500 or see Contact Us.
  • There are other documents you must submit with your application. Please review the letter below to make sure you are including everything.

Applicants are reviewed

  • Applicants are reviewed each month by a Family Selection Committee. Applicants are selected based on their need, ability to make a mortgage payment and willingness to work on your home and the homes of others.

I have been selected as a Partner Family. What is next?